Yavapai College Classes

granny 2347552 pixabay"I learned a lot about investing from your class that I did not know from years of watching the TV financial gurus.  I only wish that I had taken the class years ago, before making the financial mistakes that reduced my retirement income. You offer a wonderful service to the community of Prescott."    - MG

Fundamentals of Investing for Retirees

Will AQI web

Fundamentals of Investing for Retirees

Designed to help investors become more confident about making financial decisions, the easy-to-grasp format of this class provides a broad knowledge of investments preferred by investors approaching or already in retirement. Learn the ins and outs of stocks, bonds, mutual funds, annuities and more. Topics include: recognizing risk, controlling the tax impact of IRA withdrawals, avoiding common investment mistakes, and simple risk reducing strategies that anyone can use. No investments will be offered or promoted.

YC Fundamentals of Investing for Retirees:  

Click this link to be transferred to the Yavapai College site for registration.  Wednesdays, 10/4/2017 - 10/18/2017;  2:00 - 4:00 PM

Adaptive Growth Portfolios

Investment Objective

We strive to provide high total return from a combination of investments from both the equity and income markets with the emphasis on equities.

How We Do It

Our proprietary Stock Market Exposure Indicator is used to determine a stock market exposure that adapts to the strength or weakness of the market, directing exposure in the HCM Shock Absorber Growth strategy to range from 20% to a maximum of 80% of account value.  The balance, 20% to 80% is invested using the HCM Flexible Income strategy.  The HCM Safety Net indicator is designed to warn of sudden potential declines in which case stock market exposure is quickly reduced.

Client Protection and Investment Discretion

All accounts are held at a Qualified Custodian, providing SIPC protection for all accounts.  Hepburn Capital does not hold client moneys.   Accounts are managed on a discretionary basis with notification of account activity provided in monthly statements prepared by an independent custodian.

Suitability

If you want to pursue growth but with more consistent returns and a lower surprise factor than is available through normal growth investments, the Adaptive Growth strategy may be for you.

Minimums

The Adaptive Growth strategy as described is designed for accounts of $250,000 and above, although the same decision making process may be used in smaller accounts using different investments.   The minimum fee is $195 per month.

 



growing money rose-w-s

 

 

Adaptive Growth Portfolio Details

pdf Adaptive Growth Strategy PDF.