The Good News

Despite all the dismal news about stock markets and international tensions,  in the background, economic numbers continue to improve, and 4th quarter earnings reports continue to mostly beat estimates. As of this writing,  40% of S&P 500 companies have reported earnings. More than 57% of them exceeded Wall Street estimates, while only 18% have fallen short.  

Long Term Care Insurance

As my office gradually becomes a group of specialists, Nancy Berkowicz  is becoming our resident expert in Long Term Care Insurance.  We are independent insurance agents, so Nancy regularly shops over 40 of the best Long Term Care insurers to find the ones with the combination of benefits and rates to suit your situation in life.

Basic financial planning advice is to insure those things that you can’t afford to have happen.  If paying $50,000 to $100,000 per year for  nursing home or home care, might burden your love ones, call Nancy for a quote on Long Term Care insurance.

On the Lighter Side

I’ve been hanging around the gym since softball is at a low ebb this time of year and I’ve picked up some good ones regarding exercise: 

• The only reason I would take up exercising is to hear heavy breathing again.
• I  exercise early in the morning before my brain figures out what I'm doing.
• I like long walks, especially when they are taken by people who annoy me.
• I have flabby thighs, but fortunately my stomach covers them.

                Best wishes,

                                   Will